Can you elaborate or illustrate the following with an example?
"By iterating on the parameters of the lending product (loan amount, repayment terms, pricing, etc.), lenders can create low-risk product structures that can quickly produce useful proprietary signals for determining the risk of default."
Great article. Who would you put into the camp of "Architecting lending products and credit risk decisioning environments into a flywheel that produces a compounding analytic advantage"?
Thanks for the article!
Can you elaborate or illustrate the following with an example?
"By iterating on the parameters of the lending product (loan amount, repayment terms, pricing, etc.), lenders can create low-risk product structures that can quickly produce useful proprietary signals for determining the risk of default."
Great article. Who would you put into the camp of "Architecting lending products and credit risk decisioning environments into a flywheel that produces a compounding analytic advantage"?
Thanks